Which of the following is covered by an Equipment Breakdown Policy?

An Equipment Breakdown Policy is specifically designed to cover losses and damages resulting from the failure of machinery and equipment. This includes incidents like mechanical breakdowns, electrical failures, and even accidental physical damage to equipment.

The coverage includes accidents to machinery, which directly links to the purpose of the policy — to protect against risks that could lead to expensive repairs or replacements of essential equipment in a business operation. This kind of policy typically encompasses a range of scenarios where equipment fails to operate as intended, leading to business interruptions and financial loss.

Other options, while they are important risk factors in different contexts, fall outside the scope of what an Equipment Breakdown Policy covers. Cyber attacks pertain to digital security issues, internal working pressure concerns involve risk management specific to operational parameters rather than accidental breakdowns, and general liability claims relate to legal responsibilities due to injuries or damage to third parties, which are covered under different types of insurance policies, such as general liability insurance.