Which of the following is a benefit of cyber insurance?

Access to training resources is indeed a benefit of cyber insurance. Cyber insurance policies often include provisions for risk management and loss prevention, which can encompass training and resources to help insured parties understand their vulnerabilities and enhance their cybersecurity posture. This proactive approach not only aids in preventing breaches but also equips organizations with the necessary knowledge to respond effectively should an incident occur.

In addition, while having guaranteed income during a breach may sound appealing, cyber insurance typically does not provide direct income replacement; instead, it may cover specific financial losses related to a breach. Coverage for physical damages is generally not included in cyber insurance policies, as these policies focus on data breaches and cyber-related incidents rather than tangible assets. Lastly, automatic policy renewal is not a standard feature of cyber insurance, as policies often require review and reassessment of coverage based on changing risk profiles.