What type of items does a Crime Policy (C) typically cover?

A Crime Policy typically provides coverage for specific risks related to theft, loss, or damage associated with money, securities, and other types of property that can be affected by criminal acts. This includes coverage for loss of money or other valuables (such as jewelry) due to theft, robbery, and burglary.

The focus of a Crime Policy is primarily on protecting businesses from financial loss due to criminal actions, which is why money and jewelry are key components of the coverage. Because these items often involve significant financial value and can be targets for crime, they are explicitly included in a Crime Policy.

Other types of coverage mentioned, such as residential property or vehicles and equipment, fall under different types of insurance policies. For example, a standard homeowners' policy would include residential property coverage, while commercial property or auto insurance would cover vehicles and equipment. General liability covers a broad range of risks associated with bodily injury or property damage that may occur during business operations and does not specifically target theft or criminal acts, making it distinct from what is covered under a Crime Policy.