What is the waiting period for the non-earner benefit to be received?

The non-earner benefit in Ontario is designed to provide financial assistance to individuals who are unable to earn income as a result of a motor vehicle accident. The benefit serves as a support mechanism for those who do not qualify for other types of benefits, such as income replacement benefits.

The waiting period for the non-earner benefit is established as four weeks. This means that eligible individuals must wait a full four weeks from the date of the accident before they can begin to receive these benefits. This period is set to ensure that the benefit is applied in a manner that balances the needs of claimants with the insurance system's integrity and intent.

Understanding the waiting period is crucial for both brokers and clients, as it informs claimants about when they can expect to see financial support arrive following their accident. Knowing this timeline assists claimants in managing their expectations and planning accordingly for their financial needs during recovery.