What is the purpose of OPCF 17?

OPCF 17 is specifically designed to provide additional coverage under an Ontario auto insurance policy. Its main purpose is to reinstate or maintain coverage for certain risks that might not be included in a standard automobile policy.

While other options might sound plausible, they do not accurately represent the function of OPCF 17. For example, it does not pertain to limiting coverage for luxury vehicles or simply adjusting coverage limits. Instead, it is focused on reinstating coverage that previously had lapsed, allowing a policyholder to ensure continuous protection under their auto insurance contract. This reinstatement can help address gaps in coverage that a policyholder may face if their previous insurance was canceled or allowed to expire.