What is the primary function of OPCF 4B?

The primary function of the OPCF 4B endorsement is to provide coverage for named persons driving rental vehicles. This endorsement is designed to extend the existing automobile policy coverage to include specific drivers operating rental vehicles, ensuring that they are adequately protected in the event of an accident.

The option regarding permission to carry radioactive material does not pertain to the primary purpose of the OPCF 4B, as that endorsement is not focused on managing the transportation of dangerous goods. Instead, it is important to note that endorsements like OPCF 4B address specific coverage needs related to the driver's ability to operate rental vehicles under the insurance policy's terms.

Recognizing the correct function of OPCF endorsements is crucial for insurance brokers to provide accurate information and ensure that policyholders are well protected while driving rental vehicles.