What does the Optional Auto Benefit for lost averages cover?

The Optional Auto Benefit for lost averages is designed to cover expenses that arise from the transportation of a vehicle, particularly when it must be moved across bodies of water or through other transport means, which can include ferry services. This benefit is important for policyholders who may need to ferry their vehicle in situations where a direct route is unavailable or impractical due to geographical constraints.

While other options relate to various aspects of automotive insurance, they do not specifically align with the lost averages coverage. For instance, accident repairs pertain directly to fixing damages from an incident, customs duties involve fees for items crossing international borders, and salvage operations refer to recovering a vehicle from a location after an accident or loss. Each of these may be covered by different provisions within an auto insurance policy, but they do not relate directly to the specific coverage offered by the Optional Auto Benefit for lost averages.