What additional feature does OPCF 20 provide for rental coverage?

The correct choice emphasizes that OPCF 20, which is the Standard Insurance Endorsement for Temporary Substitute Vehicles in Ontario, provides increased rental coverage when a policyholder's vehicle is undergoing repairs due to a claim. This additional feature ensures that customers who are reliant on a rental vehicle while theirs is in the shop have adequate financial support to cover the rental costs.

This enhancement is particularly significant for drivers who require consistent transportation for work, family obligations, or other daily activities while their primary vehicle is unavailable.

Other options, while they may touch on aspects related to vehicle usage or rental, do not directly reflect the primary benefit provided by the OPCF 20. For instance, extended authorization concerns the use of non-owned vehicles, which does not explicitly address rental coverage enhancements. Similarly, reductions in rental cost and minimum coverage guarantees pertain to policy limits or pricing rather than the substantial increase in coverage limits that OPCF 20 offers for renters.