For how long can a non-earner receive benefits after an accident?

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A non-earner can receive benefits for a maximum duration of 2 years after an accident. This length of time is established under the standard provisions of automobile insurance in Ontario, particularly for individuals who are unable to engage in any employment due to their injuries but are not eligible for income replacement benefits.

The focus of non-earner benefits is to provide financial support for those who were not employed before the accident and are now unable to perform activities of daily living or work due to their injuries. This 2-year period is designed to assist individuals in their recovery, covering a variety of needs as they navigate their post-accident circumstances.

Other options specify durations that exceed the limit set by the regulations governing non-earner benefits. Therefore, while these choices suggest longer terms, they do not align with the established timeline, affirming that the correct answer represents the legal framework within which these benefits are structured in Ontario.

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