After reporting a theft to the police, how long does an insured have to claim for loss?

In the context of reporting a theft to the police and subsequently filing an insurance claim for loss, it is generally required that the insured must initiate the claim process promptly. A timeline of 72 hours is often stipulated as reasonable for ensuring that the claim is documented and processed without unnecessary delays. This timeframe helps to facilitate a thorough investigation by the police and the insurance company, ensuring that all necessary information is addressed while the details of the situation are still fresh.

This requirement encourages timely action from the insured, which can be critical in managing claims effectively and mitigating losses. While some policies may provide different timeframes, 72 hours is commonly recognized as a standard period within which the claim should be initiated following the theft report.